Tuesday, March 19, 2013

Financial Institution Services Team - Credit Risk Manager


Location: Johannesburg, Gauteng
Firm Service: Assurance
Reference Code: ZA66027TS
Type of Position: Full-time

Job Description

About Deloitte
Deloitte is the largest private professional services network in the world. Our reputation for providing high quality services with integrity has earned us the trust of our clients, and our people. If you're ready for a career with a dynamic organisation in an environment that fosters professional development and career advancement, you're ready for Deloitte. With 200,000 people in over 150 countries, Deloitte member firms serve more than 80 percent of the world's largest companies as well as large national enterprises, public institutions and successful fast-growing companies.
In South Africa, Deloitte is one of the leading professional services organisations. We specialise in providing Audit, Tax, Consulting, Risk Advisory and Corporate Finance services.  We serve clients in a variety of industries from financial services, to consumer business, energy, mining and manufacturing, tourism, TMT and the public sector.
Deloitte professionals are unified by a collaborative culture that fosters integrity, outstanding value to clients, commitment to each other, and strength from cultural diversity. They enjoy an environment of continuous learning, challenging experiences, and enriching career opportunities. Our professionals are dedicated to strengthening corporate responsibility, building public trust, and making a positive impact in their communities. Our talented professionals and our clients understand the link between a strong learning and development programme and the ability for Deloitte to deliver on its promise of consistent, high-quality service delivery worldwide.
At Deloitte you have the opportunity to develop your talents and capabilities and be in the driving seat of your career. Our unique culture, commitment to continuous learning and accessible leadership encourages personal initiative and rewards innovative thinking. Whatever your age, gender or culture, you'll make more of your career at Deloitte. 
About the Division
Our Assurance services go beyond merely meeting statutory requirements. We help our clients perform better and achieve their business objectives. We listen to their needs, think about the business implications and tailor our approach accordingly. In today's changing global economy, businesses need trusted advisors. Because Assurance professionals at Deloitte take the time to understand our clients' business as well as the industries in which they operate, we can help them identify major risks and opportunities over and above performance of the traditional financial reporting function. Our services include:
  • Audit
  • Accounting and Auditing
  • Special Services Group
  • Financial Institutions Services Team
  • Capital Markets Team
  • Actuarial & Insurance Solutions
About the Job

We are looking for someone who will be able to fulfil the following requirements
  • Building strong financial models
  • Problem Solving
  • Building strategic relationships with clients and network
  • Taking initiative in identifying and implementing process improvement
  • Ability to work alone at times, within a team and within a broader project.
  • Develop new product offerings to clients in general credit space.
  • Be involved in wider Capital Markets projects, either as part of resource development of research.
  • Responsible to running a portfolio of client and projects.
  • Take ownership of projects (budgeting, billing, resourcing)
  • Manage a junior resource pool of 10 analysts.
About You
You would need to have the following qualifications
  • University Graduate, preferably BSc (in Statistics or Mathematics); Financial Engineering; Undergraduate in Actuarial Science. If actuarial student, then need to be qualified.
You would need to have the following experience and technical competencies
  • Financial Modelling - technical knowledge in PD, EAD, LGD, Basel II and IAS39.
  • Need to have 4-5 year Credit Experience at Bank or Consultancy.
  • Retail credit risk experience is preferable, but strong corporate credit is also acceptable.
You would need to have the following behavioural competencies
  • Good organisational skills
  • Strong attention to detail
  • Ability to use initiative
  • Ability to effectively and efficiently prioritise
  • Flexible and adaptable
  • Ability to build effective networks
  • Able to handle pressure
  • Professionalism
  • Strong Communication skills
  • Customer Focus 
  • Problem Solving
  • Report writing skills
  • Team player
  • Motivated/go getter
  • Demonstrated leadership abilities
  • Relationship building

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