We are looking for a Relationship Manager, to manage Financial Institutions portfolio, based in Abu Dhabi, UAE.
You must be enthusiatic, dynamic and show strong previous experience in either a Credit Analyst or Assistant Relationship Manager role.
Key Roles & Responsibilities
- The role holder is responsible for managing Relationships with key FI clients in Abu Dhabi.
- Must have a thorough understanding of the client’s industry, business cycles, and other relevant factors.
- Provide proactive, comprehensive and timely credit analysis to Credit & Senior Management.
- Manage ongoing quality of portfolio.
- Maintain timeliness and quality of credit analysis.
- Proactively monitor additional sales opportunities either (i) broadening and deepening existing relationships (ii) identifying prospects which meet business underwriting standards and have a reasonable prospect of conversion into customers.
- Generate process efficiencies measured by:
(i) All renewal BCA (business credit applications) to be submitted at least 15 days prior to due date.
(ii) Absolute adherence to all E-CDD (client due diligence) policies and regulations.
(iii) Absolute adherence to country sanctions regulations. No breaches.
(iv) Quality of data and client information on different systems.
- Governance excellence measured by:
(i) Zero failed audits. No repeat audit comments.
(ii) No account to be transferred to GSAM (group special accounts management) without having been in EAR (Early Alert Reporting).
(iii) No sudden CRG (credit risk grade) downgrade of any borrowing account by more than 1 level.
(iv) Management of credit risk: EAR (early alert reporting), C&C (conditions & covenants), ASTAR (accounts subject to additional review), excess mgmt, doc deficiencies.
(v) Timely escalation of operational risk issues & losses through the defined channels.
(vi) Quality of data & client information on different systems.
Qualifications & Skills
- Degree or equivalent education is preferred. CFA is an added advantage.
- The ideal candidate will have previous Credit Analysis and Relationship Management experience, within a Wholesale Banking environment.
- The candidate must possess excellent numerical and analytical skills.
- Being able to analyse and interpret audited financial statements, including balance sheets, income statements, cash flow statements and ratio analysis is essential.
- Fluency in English (written and verbal) is essential.
- Arabic language skills is highly desirable.
- Significant experience as a Credit Analyst and Relationship Manager covering FI business is essential.
How To Apply
You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:
- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role
- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application
It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.
Closing Dates
The closing date for applications is 14/02/2013. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.
Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
You must be enthusiatic, dynamic and show strong previous experience in either a Credit Analyst or Assistant Relationship Manager role.
Key Roles & Responsibilities
- The role holder is responsible for managing Relationships with key FI clients in Abu Dhabi.
- Must have a thorough understanding of the client’s industry, business cycles, and other relevant factors.
- Provide proactive, comprehensive and timely credit analysis to Credit & Senior Management.
- Manage ongoing quality of portfolio.
- Maintain timeliness and quality of credit analysis.
- Proactively monitor additional sales opportunities either (i) broadening and deepening existing relationships (ii) identifying prospects which meet business underwriting standards and have a reasonable prospect of conversion into customers.
- Generate process efficiencies measured by:
(i) All renewal BCA (business credit applications) to be submitted at least 15 days prior to due date.
(ii) Absolute adherence to all E-CDD (client due diligence) policies and regulations.
(iii) Absolute adherence to country sanctions regulations. No breaches.
(iv) Quality of data and client information on different systems.
- Governance excellence measured by:
(i) Zero failed audits. No repeat audit comments.
(ii) No account to be transferred to GSAM (group special accounts management) without having been in EAR (Early Alert Reporting).
(iii) No sudden CRG (credit risk grade) downgrade of any borrowing account by more than 1 level.
(iv) Management of credit risk: EAR (early alert reporting), C&C (conditions & covenants), ASTAR (accounts subject to additional review), excess mgmt, doc deficiencies.
(v) Timely escalation of operational risk issues & losses through the defined channels.
(vi) Quality of data & client information on different systems.
Qualifications & Skills
- Degree or equivalent education is preferred. CFA is an added advantage.
- The ideal candidate will have previous Credit Analysis and Relationship Management experience, within a Wholesale Banking environment.
- The candidate must possess excellent numerical and analytical skills.
- Being able to analyse and interpret audited financial statements, including balance sheets, income statements, cash flow statements and ratio analysis is essential.
- Fluency in English (written and verbal) is essential.
- Arabic language skills is highly desirable.
- Significant experience as a Credit Analyst and Relationship Manager covering FI business is essential.
How To Apply
You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:
- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role
- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application
It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.
Closing Dates
The closing date for applications is 14/02/2013. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.
Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
Company Description
Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank's growth in recent years.With 1,700 offices in 70 markets, Standard Chartered offers exciting and challenging international career opportunities for around 85,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank's heritage and values are expressed in its brand promise, Here for good.
