To be an independent elite who reports to Business Assurance Manager. To carry out essential credit assurance functions objectively from pre-approval, at-approval and post-approval stages that could enhance quality standards of BCA and speed up TAT.
•To perform quality assurance pre-submission checks on BCA, which promote a reasonable degree of BCA quality to reduce reworks and improve TAT
•To provide sight visits to customers
•To build up robust post loan monitoring control in SME business
Key Roles & Responsibilities
•To undertake quality credit sight visits for CAD customers and cover MTL customers in those districts that are out of (or inadequate) vendors’ coverage, within an acceptable TAT.
•To be the source of reference within the responsible region in facilitating and promoting the understanding and adherence of pre/post loan monitoring controls mechanism such as INFIC, CDD, PBOC 5-loan Classification Quarterly Reviews, 3M1G loan evidence, covenant compliance and any other forms of loan monitoring controls when required by local regulations or by credit or COE.
•To provide on-ground support for internal audit and compliance review.
Key Measurable:
•Report credit Risks and Losses in timely manner
•Satisfactory results on audit undertaken by GIA, IAA and regulators for loan monitoring controls
•Reduced 3M1G overdue loan evidence collection
•Reduced overdue and error rates in covenant testing and PBOC Quarterly Review
•Reduced rework rates due to technical errors for BCA approval
•Improved CAD approval SV TAT and quality of SV.
Qualifications & Skills
•Fluent English verbal and written communication skills, native in Mandarin.
•Proficient in office software, e.g. Word, Excel and Power Point.
•Good at using Internet and other network application software.
•Good communication skills and teamwork spirit.
•Preferable if candidate has experience in big 4 or banking industry.
Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
•To perform quality assurance pre-submission checks on BCA, which promote a reasonable degree of BCA quality to reduce reworks and improve TAT
•To provide sight visits to customers
•To build up robust post loan monitoring control in SME business
Key Roles & Responsibilities
•To undertake quality credit sight visits for CAD customers and cover MTL customers in those districts that are out of (or inadequate) vendors’ coverage, within an acceptable TAT.
•To be the source of reference within the responsible region in facilitating and promoting the understanding and adherence of pre/post loan monitoring controls mechanism such as INFIC, CDD, PBOC 5-loan Classification Quarterly Reviews, 3M1G loan evidence, covenant compliance and any other forms of loan monitoring controls when required by local regulations or by credit or COE.
•To provide on-ground support for internal audit and compliance review.
Key Measurable:
•Report credit Risks and Losses in timely manner
•Satisfactory results on audit undertaken by GIA, IAA and regulators for loan monitoring controls
•Reduced 3M1G overdue loan evidence collection
•Reduced overdue and error rates in covenant testing and PBOC Quarterly Review
•Reduced rework rates due to technical errors for BCA approval
•Improved CAD approval SV TAT and quality of SV.
Qualifications & Skills
•Fluent English verbal and written communication skills, native in Mandarin.
•Proficient in office software, e.g. Word, Excel and Power Point.
•Good at using Internet and other network application software.
•Good communication skills and teamwork spirit.
•Preferable if candidate has experience in big 4 or banking industry.
Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
Company Description
Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank's growth in recent years.With 1,700 offices in 70 markets, Standard Chartered offers exciting and challenging international career opportunities for around 85,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank's heritage and values are expressed in its brand promise, Here for good.
