Risk Manager (Shanghai)

This role manages the consumer unsecure lending Credit Risk, including business planning, credit policy creation and system implementation. 

Key Roles & Responsibilities 

Evaluate the risk and reward for unsecured lending products and provide a balanced view to management team. 
Build and maintain the credit infrastructures and systems, timely and accurately implement credit policies and processes into the system.
Develop country credit policy that is adhering to the Group credit policy standards while customize for country credit environment and practices. 
Introduce and validate acquisition and account management decision matrix or credit scorecards via works with internal resources (both at the group and local level) and outside vendors (e.g. Credit bureau.) 
Work with underwriting, fraud and authorization and collection teams to design and implement effective credit management processes that is controls credit risk effectively, with high efficiency and scalable. 
Design and report KPIs across all credit cycle in order to measure effectiveness of processes and policies of the product. 

Qualifications & Skills 

Bachelor &/or Master Degree, preferably in Mathematics, Statistics, Finance, or Computer Science. Professional qualification is a strong plus. 
Thorough understanding of Bank operations, credit policies, familiar with regulatory and compliance requirements.
Analytical skills in both numerical and non numerical matter. SAS skill is a strong plus.
Hard working, enthusiastic, and can work both independently and through teamwork. 
Has a good command of written/spoken English and Mandarin 
Good PC skills, in particular MS Word / Excel / PowerPoint. VBA skill is a strong plus. 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 2013/03/31. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.