Standard Chartered Bank Credit Risk Approver (Shanghai)

Job Description

• Optimization of economic capital to create sustainable value in WB business by crafting and agreeing risk appetite that helps to achieve a desired risk profile from which we can secure relatively better returns than our competition over the longer term.
• To ensure that the quality of the FI credit portfolio of Wholesale Banking in FI Risk is maintained within acceptable parameters, as defined by WB credit policy and country underwriting standards and that the reporting of information relating to that portfolio is timely and accurate.
• To instil a strong credit culture by setting the highest standards and demanding that these are maintained by all Business teams in country.
• Proactive management of the portfolio credit risk profile within agreed risk appetite. Reducing P&L volatility by running a largely “surprise free” and well managed WB book.
• To be the contact point on country credit risk matters for local country regulators and external auditors, etc. 

Key Roles & Responsibilities 

• Ensuring that the quality of Credit Applications (BCAs) meets Group standards, particularly with regards to the completeness and depth of risk analysis.
• Approving BCAs / breaches falling within own discretion and support of applications that require approval outside the territory, where appropriate.
• Formulating and obtaining approval of Local Underwriting Standards which is supportive (from credit risk perspective) of the business strategy of various segments.
• Monitoring compliance with credit policy and country underwriting standards and reviewing any divergence to ensure credit quality targets are achieved.
• Ensure Early Alert Review (EAR) process is adhered to and participate in the monthly EAR discussions. Assisting relationship managers in identification and managing up or out of accounts exhibiting signs of deterioration and assist Group Special Assets Management, where appropriate, in managing criticized accounts to maximise recoveries and minimise losses.
• Maximizing Economic Revenue through effective management of the risk/reward relationships.
• Ensure effective implementation of Group Policies / Circulars / Procedures.
• Actively engage all stakeholders (eg. Business partners) to raise their awareness of credit issues and how these are managed by the Credit Risk function. 

Qualifications & Skills 

• Degree holder (at least), preferably majoring in Finance &/or Accounting.
• 5+ years relevant working experience with solid financial analytical knowledge in China.
• Good command of both spoken and written Chinese & English.
• Able to work independently, under pressure and meet tight timeline. 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 2013/03/31. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Senior Credit Manager, Commodities & Trade Finance (Shanghai)

Job Description

• Approver required within the Risk function, specialising in Commodity Risk transactions 
• To ensure that the quality of the Wholesale Banking credit portfolio of Commodity & Trade Finance clients in China is maintained within acceptable parameters, as defined by VVB credit policy and country portfolio standards (CPS), and that the reporting of information relating to that portfolio is timely and accurate. 
• To instill a strong credit culture by setting the highest standards and demanding that these are maintained by all Business teams in country. 

Key Roles & Responsibilities 

• Credit Process 
• Ensuring that the quality of Limit Applications (BCAs) meet Group standards, particularly with regard to the completeness and depth of risk analysis. 
• Approving BCAs falling within own discretion and support of applications that require approval outside the territory, where appropriate. 
• Approving breaches of CTF Underwriting Standards / Product Program to the extent permitted by WB Credit Policy / Product Program. 
• Provide oversight of BCAs approved by credit managers whom the SCO CTF has delegated credit approving authority to. 
• Undertake regular client visits to keep abreast of developments of clients and local market 
• Monitor past dues and excess reports on a daily basis, and make recommendation where appropriate to RMs / SCO to rectify these irregularities and to minimise losses 
• Provide advice and guidance to business units on credit-related issues 
• Participate in CCIF/EAR meetings to review credit-related issues 
• Assist RMs in identifying accounts showing signs of deterioration and assisting GSAM, where appropriate, in managing substandard accounts to maximise recoveries and minimise losses. 

• Credit Policy 
• Assist in formulating and obtaining approval of Local Underwriting Standards / Country Addendum which is supportive of the global trade products or specialised business strategy. 
• Escalate requirements and recommend changes to Group Policy which does not meet with the local business 

Qualifications & Skills 

• Prior Credit approval experienced preferred 
• If not Credit approval experience, then prior experience in a Credit Analysis role 
• Experience in banking in China, preferably including assessment of local risk 
• Excellent knowledge of trade finance, with regard to products, policies & risk issues 
• Good knowledge of OCC/WB policies & procedures 
• CSA & CCC to be passed within one year of starting role 
• Prior Credit approval experienced preferred 
• If not Credit approval experience, then prior experience in a Credit Analysis role 
• Excellent knowledge of trade finance, with regard to products, policies & risk issues 
• Good knowledge of OCC/WB policies & procedures 
• CSA & CCC to be passed within one year of starting role 
• Graduate and/or Post-Graduate degree, preferably in finance, economics, or accounting 
• Fluent in written/spoken English & Mandarin 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 31/01/2013. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Risk Manager (Shanghai)

This role manages the consumer unsecure lending Credit Risk, including business planning, credit policy creation and system implementation. 

Key Roles & Responsibilities 

Evaluate the risk and reward for unsecured lending products and provide a balanced view to management team. 
Build and maintain the credit infrastructures and systems, timely and accurately implement credit policies and processes into the system.
Develop country credit policy that is adhering to the Group credit policy standards while customize for country credit environment and practices. 
Introduce and validate acquisition and account management decision matrix or credit scorecards via works with internal resources (both at the group and local level) and outside vendors (e.g. Credit bureau.) 
Work with underwriting, fraud and authorization and collection teams to design and implement effective credit management processes that is controls credit risk effectively, with high efficiency and scalable. 
Design and report KPIs across all credit cycle in order to measure effectiveness of processes and policies of the product. 

Qualifications & Skills 

Bachelor &/or Master Degree, preferably in Mathematics, Statistics, Finance, or Computer Science. Professional qualification is a strong plus. 
Thorough understanding of Bank operations, credit policies, familiar with regulatory and compliance requirements.
Analytical skills in both numerical and non numerical matter. SAS skill is a strong plus.
Hard working, enthusiastic, and can work both independently and through teamwork. 
Has a good command of written/spoken English and Mandarin 
Good PC skills, in particular MS Word / Excel / PowerPoint. VBA skill is a strong plus. 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 2013/03/31. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Project Manager (Shanghai)

Job Description

1)Manage and deliver local projects.
2)Business relationship management to support products innovation and group agenda.
3)Support the in-country project governance process. 

Key Roles & Responsibilities 

1.Project Management / Execution 
–To manage project in compliance with QMFLite and Country project review process 
–To deliver the project to budget, schedule and quality
–To take accountability for securing funding/PAR approval and ensure GTO project effort charged-back to project and business
–To liaise with Compliance team to accurately interpret regulatory requirement and implication to the project to ensure regulatory compliance
2.Portfolio Management
–To own payments system project portfolio
–To direct and monitor compliance to regulations and group project mgmt standards for projects within the portfolio
–To monitor project health of key projects in the portfolios and lead corrective action process
–To work with Group Team and country stakeholders to assess and manage overall project priorities
–To ensure appropriate PM skills and internal resources are assigned to each project within portfolios
–To lead the continuous improvement of standard application processes
–To standardize project reporting for management decision making and intervention where needed
3.Business Relationship Management
–To facilitate interactive and effective business communication.
–To be a ambassador of technology to country business to initiate new technology solution to improve business process in line with business strategy 
–To engaging local and group technology teams as required to prepare / present /address business needs and issues
–To understand and develop strong business case in support of high impact issues or opportunities, and deliver a qualified business requirement document for technology team
–To act as the gatekeeper for Technology on all audit/compliance issues for the portfolio.
4.Project Governance Process and Planning 
–Coordinates the aggregation of business master plans into the country master plan
–Monitors project managers to reports risks, issues and interdependencies in a consistent format and quality
–Responsible to produce and publish the operating procedures & versioning for application team
–Develops and coordinates the training plan for all SCB project managers 

Qualifications & Skills 

•8+ years IT and project management experience as a senior technology professional, preference in banking industry 
•Strong knowledge of portfolio and project management to manage the delivery of complex IT systems, related infrastructure and business change initiatives 
•Prior experience in servicing the information technology needs of payments systems - strongly preferred
•Strong business acumen to understand business impact and risks in the Banking environment.
•Excellent communicator able to work at all levels
•Ability to forward plan and analyze interdependencies
•Must be a self-starter with excellent service attitude 
•Analytical and be able to apply disciplined approach in delivery 
•Able to lead and motivate people 
•Customer oriented & focused
•Strong proficiency in spoken and written in English, proficiency in spoken and written in Chinese - strongly preferred 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 2013/02/28. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Risk Manager (Shanghai)

Lead the key regulations implementation to achieve the effective control module on regulatory requirements in GTO, work closely with GTO functions to ensure the new requirements or changes are implemented and/or tracked properly, assist in building up the OR governance model in GTO.

Key Roles & Responsibilities

Lead the key regulation implementation in GTO and change roll-out (new regulation or changed regulation) to achieve the effective control module including
a.Analyze the gap
b.Evaluate the added control point
c.Dig out the possibility of system enhancement
d.Indicate impacting client segment, business lines and products
e.Establish the trackable record for future monitoring
f.Highlight to manage new regulations’ major impacts
g.Engage UORM for DOI and others sign-off
h.Engage compliance or other related parties involvement to address Ops concern

Qualifications & Skills

1. 10 years’ relevant banking experience and good understanding on banking industrys regulatory environment, experiences in operations, audit, compliance or risk management is preferred.
2. A clear understanding of the Bank’s approach to the management of operational risk
3. The sound judgment and courage necessary to perform a control role and maintain effective working relationships.

How To Apply

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.

Closing Dates

The closing date for applications is 31/01/2013. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Company Description

Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank's growth in recent years.

With 1,700 offices in 70 markets, Standard Chartered offers exciting and challenging international career opportunities for around 85,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank's heritage and values are expressed in its brand promise, Here for good.

Basel II Implementation Manager (Shanghai)

To assist senior manager/director for managing the successful implementation of Basel II and III in China in line with Group standards and “New Capital Accord” guidelines issued by local regulators in China, which are multi- disciplined and cover Wholesale Bank, Consumer Bank and Trading Book in China. 

Key Roles & Responsibilities 

Manage sub-projects, such as model validation, quantitative impact study,stress testings and system enhancement across all phases of the implementation life cycle, and ensure appropriate country governance structure in place for the implementation. 

Provide detailed guidance to risk and finance teams to facilitate the self assessment tests based on CBRC Basel requirements. Organize and standardize the related materials/documents for final accreditation application. 

Work with internal auditors to fulfil appropriate level auditing requirements from CBRC. 

Assist to coordinate the monthly Basel Project Working Group meeting.

Assist to conduct training and education programmes to raise awareness and working knowledge in Basel II in the country. 

Qualifications & Skills 

•Solid risk management and Basel II&III knowledge 
•Advanced Basel IRB model knowledge
•China Banking regulatory environment experience 
•Data processing and management experience
•Solid knowledge on credit risk system 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 2013/02/28. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Officer, Trade Services Standard Chartered Bank - Scope China

Job Description

•To process trade transactions of specific country or countries efficiently and accurately.
•To fully observe the laid down procedures and service standard when completing the transactions.

Key Roles & Responsibilities

1.Processing transactions in IMEX / I – Factor prescribed products accurately and efficiently in accordance with the customer instructions and according to the banks operational instructions to protect both the customers and Bank’s interest.
2.Responsible for L/C opening/amendment, SBLC/Guarantee issuance/amendment, Transfer L/C , import documents handling , Invoice discounting (FCY), and other Import products.
3.Make effort to improve personal productivity and output level. To achieve established standard.
4.Understand the risks associated with Products Processing and ensure that they are minimized.
5.Understand the Banks operational risk standard underlying operating process and follow them carefully.
6.Responsible for Import daily/Monthly/quarterly return, especially for monthly Group return, SAFE reporting for FX transactions, Large amount and Suspicious Transaction Reporting etc.

Qualifications & Skills

1.Achieve the processing turnaround standards as stipulated in the Service Level Agreements and meeting productivity standards in terms of processing efficiency and accuracy of output.
2.Meeting of own performance objectives and contribute in achieving the team’s objectives.
3.Compliance with bank and regulatory requirements

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Company Description

Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank's growth in recent years.

With 1,700 offices in 70 markets, Standard Chartered offers exciting and challenging international career opportunities for around 85,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank's heritage and values are expressed in its brand promise, Here for good.

Finance Project Management (Shanghai)

Job Description

•To ensure all system projects within Finance department in China are implemented and executed in accordance to Group and local project guidelines
•To identify and mitigate risks that would impact the overall projects failure and success;
•To ensure that any implementation/post-implementation issues are resolved properly and timely;
•To manage project effectively with good technical understanding and compliance with accounting policies and Financial Control Policies
•To ensure all issues/deficiencies found in the project were resolved timely and properly. 
•highlight risks and report abnomally/deviation 

Key Roles & Responsibilities 

•Represents Finance and assist the Senior Project manager on overall management of projects impact Finance
• As coordinator between Finance and project teams (both in-country & Group)
• Develop project plans and engage stakeholders appropraitely
• Ensure all Finance teams participation whenever appropriate
• Coordinates and communicates with business/user requirements between business team and project team 
• Monitors the project implementation schedule, ensure milestones are timely met, porgress and control/mitigate project risks
• Involves in process streamlining and innovation of workflow/procedures 

Qualifications & Skills 

•Good project management skills
• Results oriented and strong will to win
• Good strategic perspective and change oriented
• Knowledge and experience in the Banks financial reporting practices and principles.
• Solid knowledge of current UK and local accounting standards, financial/management principles and techniques.
• Good knowledge of the G/L and other subsystems used within the Bank.
• Solid knowledge of local banking regulations and reporting requirements
• Good communication skills
• Good interpersonal skills
• Control oriented
• Customer focused 

How To Apply 

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role 

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) 
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. 

Closing Dates 

The closing date for applications is 2013/02/28. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future. 

Diversity & Inclusion 

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.